About Us

Amigo is the leading company in the UK guarantor loans market and offers access to credit to those who are unable to borrow from traditional lenders due to their credit histories.

The guarantor loan concept introduces a second individual to the lending relationship, typically a friend or family member with a stronger credit profile than the borrower. This individual acts as guarantor, undertaking to make loan payments if the borrower does not.

Amigo was founded in 2005 and has since grown to become the UK's largest provider of guarantor loans, with approximately 88% UK market share as of 31 March 2018. In the process, Amigo's guarantor loan product has allowed borrowers to rebuild their credit scores and improve their ability to access credit from mainstream financial service providers in the future.

Amigo provides a single product - a guarantor loan at a single APR of 49.9%, with no fees, hidden charges or redemption penalties charged by Amigo. We believe this offers an attractive alternative to higher cost loans, such as payday loans and other forms of non-standard finance.

Amigo Loans Ltd is authorised and regulated in the UK by the Financial Conduct Authority (FCA).